Personal insurance

Income & Mortgage Protection

Mortgage repayment and income protection insurance are similar. Both insurance products are designed to pay you a series of ongoing payments in the event that you’re unable to work for a period of time.

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Mortgage Protection
A tax-free monthly benefit, after a waiting period, if you cannot work due to illness or sickness. No ACC offset
Income Protection
A monthly benefit if illness or injury means you’re unable to work in your own occupation

Understanding the cover

How the two covers work

Mortgage Protection

Mortgage Protection Insurance in New Zealand pays a tax-free monthly benefit, after a waiting period, if you cannot work due to illness or sickness. And there is no ACC offset.

Income Protection

Income protection insurance is a policy which pays a monthly benefit if you are disabled due to illness or injury and, as a result, you are unable to work in your own occupation.

Protect what matters to you most with My Insurance

An advocate in your corner

An advocate in your corner when you need it most.

Here at My Insurance, we provide a personalised one to one service in helping you find the insurance risk product. We’ll ensure you get all the options in plain language and that all the i’s are dotted and the t’s are crossed. We do the hard work for you in finding a competitive insurance product that’s right for you.

Our services are free and most importantly, if the day should come where you need to make a claim, we will be your advocate, your person in your corner to ensure an easy claim. We will be there when you need us most.

No fee to you, provided your cover stays in force for at least 2 years. Read our disclosure statement