Business insurance

Income Protection

Income Protection Insurance keeps your lifestyle going by paying up to 75% of your income if you were unable to work due to injury, illness or disability. When the unexpected happens, we know what matters is if you can manage your expenses (mortgage, rent, food, utilities) while you recover.

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Make sure you have a secure income when you need it.

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Pays
Up to 75% of your income
When
You’re unable to work due to injury, illness or disability
So you can manage
Your mortgage, rent, food and utilities while you recover

Overview

Income Protection provides a financial safety net should you be disabled as a result of sickness or injury, and unable to earn your regular income. The monthly benefit is designed to replace a significant portion of lost income to help maintain your usual lifestyle during treatment and recovery.

Is it right for you?

Do you need Income Protection?

Every year over 50,000 New Zealand households have someone in the family who is unable to work for 3 months or more. ACC covers accidents, but it may not replace all your income and it can’t help if you become ill. Which is why protecting your income with Income Protection Insurance is so important.

If you have Income Protection with us we’ll provide you with a monthly payment which you can use for whatever you need. Whether it simply helps to cover your bills, groceries, and rent or mortgage or helps pay for alternative treatments.

We will be there when you need us most.

An advocate in your corner

An advocate in your corner when you need it most.

Here at My Insurance, we provide a personalised one to one service in helping you find the insurance risk product.

We’ll ensure you get all the options in plain language and that all the i’s are dotted and the t’s are crossed. We do the hard work for you in finding a competitive insurance product that’s right for you.

Our services are free and most importantly, if the day should come where you need to make a claim, we will be your advocate, your person in your corner to ensure an easy claim. We will be there when you need us most.

No fee to you, provided your cover stays in force for at least 2 years. Read our disclosure statement