Personal insurance

Total & Permanent Disability Cover

Total and Permanent Disability gives you dependability in case the unlikely situation becomes a reality. Chances are your family relies on your ability to work.

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A mother on a sofa with her two young children looking at a tablet

For
The unlikely situation that you become permanently disabled and unable to do what you do
Why it matters
Chances are your family relies on your ability to work
The payout
Can go towards paying debts or bills, and funds to adjust your life

Overview

But what if you became permanently disabled and were unable to do what you do? Total and Permanent Disability insurance adds an extra level of security, which can make a huge difference in such a tough time.

Understanding the cover

Do I need Total and Permanent Disability Cover?

It’s easy to take good health for granted. But the reality is, sometimes we become ill or have an accident and, if it’s serious, we might not be able to work again. With total and permanent disability insurance you can still support your family and the money payout can be put towards paying any debts or bills. Medical care doesn’t come cheap and this can take some financial pressure off you and your family. Processing such a huge change is tough, and this gives you funds to adjust your life accordingly and manage the change.

Protect what matters to you most with My Insurance

An advocate in your corner

An advocate in your corner when you need it most.

Life doesn’t always turn out the way we plan. That’s why with My Insurance we prepare you for unforeseen events and difficulties. Even young and healthy people can be at risk of a permanent disability. Injuries, accidents and illnesses may leave people bed-bound, in chronic pain, or otherwise unable to work again.

Our services are free and most importantly, if the day should come where you need to make a claim, we will be your advocate, your person in your corner to ensure an easy claim. We will be there when you need us most.

No fee to you, provided your cover stays in force for at least 2 years. Read our disclosure statement